Terms of Service
Last updated: April 21, 2025
These Terms of Service ("Terms") govern your access to and use of the Whisper Media platform ("Service") operated by Whisper Media ("we", "us", or "our"). By creating an account or using the Service you agree to be bound by these Terms.
1. The Service
Whisper Media is a financial intelligence platform that aggregates, analyses, and presents publicly available news and social media content using AI-powered scoring. The Service is provided for informational purposes only and does not constitute financial advice, investment recommendations, or solicitations to buy or sell any security or asset.
2. Eligibility
You must be at least 18 years old and legally capable of entering into a binding contract to use the Service. By using the Service you represent that you meet these requirements.
3. Account Registration
- You must provide accurate and complete information when registering.
- You are responsible for maintaining the confidentiality of your credentials.
- You must notify us immediately of any unauthorised access to your account.
- One account per person. You may not share accounts or credentials.
4. Subscription Plans and Billing
- Free tier access is provided at no cost with limited features.
- Paid plans (Echo, Signal) are billed monthly or annually as selected at checkout.
- Payments are processed by Stripe. By subscribing you agree to Stripe's terms.
- Subscriptions auto-renew. You may cancel at any time from your account settings.
- Refunds are provided at our discretion. Contact contact@whispermedia.ai within 7 days of a charge if you believe it was made in error.
5. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose or in violation of applicable regulations.
- Attempt to scrape, crawl, or systematically extract data from the Service.
- Reverse-engineer, decompile, or attempt to extract source code.
- Resell, sublicense, or commercially redistribute content from the Service without written permission.
- Use the Service to manipulate markets, spread misinformation, or engage in market abuse.
- Circumvent any access controls, rate limits, or subscription restrictions.
- Upload or transmit malware, spam, or harmful content.
6. Intellectual Property
The Whisper Score™ algorithm, platform design, and original content produced by Whisper Media are our proprietary intellectual property. News content aggregated from third-party sources remains the property of those sources. You may not reproduce, republish, or redistribute content from the Service without prior written consent.
7. No Financial Advice
All content on the Service — including Whisper Scores, signal rankings, summaries, and impact assessments — is for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should not make any financial decision based solely on information from the Service. Always conduct your own research and consult a qualified financial adviser before making investment decisions. Past signal accuracy does not guarantee future results.
8. Third-Party Content
The Service aggregates content from third-party sources including news outlets, social media platforms, and data providers. We do not endorse or verify the accuracy of third-party content. We are not responsible for any errors, omissions, or outcomes resulting from third-party information.
9. Disclaimers and Limitation of Liability
The Service is provided "as is" and "as available" without warranties of any kind. To the maximum extent permitted by law, Whisper Media shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, arising from your use of or inability to use the Service, even if advised of the possibility of such damages. Our total liability to you shall not exceed the amount you paid us in the 12 months preceding the claim.
10. Indemnification
You agree to indemnify and hold harmless Whisper Media and its officers, employees, and agents from any claims, damages, or expenses (including legal fees) arising from your use of the Service or violation of these Terms.
11. Termination
We may suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion. You may delete your account at any time from your settings. Upon termination, your right to use the Service ceases immediately.
12. Changes to These Terms
We may update these Terms from time to time. We will notify you of material changes via email at least 14 days before they take effect. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms are governed by the laws of the State of California, United States, without regard to conflict-of-law principles. Any disputes shall be resolved in the state or federal courts located in Los Angeles County, California, and you consent to personal jurisdiction in those courts.
14. Contact
Whisper Media
Email: contact@whispermedia.ai